3705 10th Street

North Beach, MD
$ 499,000 Beds 3 Baths 2.5 Sq 2,012
Monthly Estimate* How much can I afford?

Welcome to 3705 10th Street in North Beach, where coastal-town charm, generous outdoor space, and thoughtful updates come together in one beautifully maintained home! Situated on a spacious double lot, this property offers extra space between neighboring homes for a more open, private feel while still being close to everything North Beach has to offer. Step inside to a bright, welcoming interior featuring fresh paint throughout, warm vinyl plank flooring, freshly shampooed carpets, and comfortable living spaces. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a newer stove/range and brand new dishwasher. The dining room flows seamlessly into the family room, creating an inviting layout for everyday living and entertaining. Upstairs you'll find three spacious bedrooms, including a primary bedroom with a recently refreshed en-suite bath, plus an updated full hall bath. The fully finished basement offers valuable additional living space with a recreation area featuring a cozy propane fireplace, plus a dedicated laundry room and plenty of storage. Outside, enjoy the deck overlooking a fully fenced backyard, where mature trees provide a natural buffer for added privacy. Gather around the fire pit area, entertain friends, let the pets play, or simply relax and enjoy your outdoor retreat. The fire pit chairs convey! A charming front porch, attached one-car garage, and ample driveway parking complete the package. Recent improvements include a newer roof (approximately 20212022), HVAC replaced in 2024, newer sump pump, newer fencing, newer kitchen appliances, fresh interior paint, freshly cleaned carpets, and newer storage shelving. Enjoy the laid-back Chesapeake Bay lifestyle with North Beach's boardwalk, beach, waterfront, restaurants, shops, parks, entertainment, and community events nearby. The home is less than one mile from the North Beach Pier. No HOA means more freedom and fewer monthly expenses, plus enjoy a one-year seller-paid home warranty for added peace of mind! With its double lot, finished basement, private fenced yard, extensive updates, garage, and sought-after North Beach location, 3705 10th Street offers the space, comfort, and coastal lifestyle you've been looking for!

ACTIVE

  • Price
  • $ 499,000
  • City
  • North Beach
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.23 Acres
  • Zip
  • 20714
  • Sqr Footage
  • 2,012
  • Year Built
  • 1994
  • Taxes
  • $ 4251
  • Style
  • Colonial,Coastal
  • MLS#
  • MDCA2030032
Listed By: Debbie Friedrich with Berkshire Hathaway HomeServices PenFed Realty - 3018707653;
Data Source: Bright MLS

Features

General

Living Area 2012
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other,Central A/C
Possession Settlement
Zoning R-1
Garage Spaces 1.00
Architectural Style Colonial,Coastal
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1994
View Street,Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CALVERT
New Construction No
Property Type Residential
HOA No
Subdivision Name NORTH CHESAPEAKE BEACH
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Per GPS
City NORTH BEACH
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10125.00
Tax Assessed Value 376333.0
Tax Annual Amount 4251.0
Home Warranty Y/N Yes
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 353.4
Vacation Rental Y/N No
Total SQFT 2118
Standard Status Active
Year Built Source Assessor
Legal Subdivision NORTH CHES BEACH
Tax Lot 14

Interior Features

Heating Fuel Electric
Basement Fully Finished
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1412
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Below Grade Finished Area 600
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 106
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 5
Garage Features Garage Door Opener,Garage - Front Entry
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Permanent
Water View Y/N No
Lot Size Acres 0.23
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 97400.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/13/2026 Listed $515,000
9/5/2026 4% - $499,000

Property vs Zip Code Average in 20714

Price
AVG $890K
$500K
Taxes
AVG $5,571
$4,251
Year Built
AVG 1973
1994
Visits
AVG 427
85
Data Provided by Inside Real Estate®

3705 10th Street North Beach, MD is a Single Family Home for sale at $499000 with 2012 sqft and a lot size of 0.23 Acres Acre(s). 3705 10th Street North Beach has 3 bedrooms, 2 baths and was built in 1994. The property's zip code is 20714 which is in North Beach, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.