Lexi Howard

98 Cambridge Road

Elkton, MD
$ 485,000 Beds 4 Baths 2.5 Sq 2,458
Monthly Estimate* How much can I afford?

Welcome to 98 Cambridge Rd, tucked at the end of a quiet cul-de-sac, this lovingly maintained 4-bedroom home backs directly to the breathtaking 7,000-acre Fair Hill Natural Resources Area, offering an incredible setting for hiking, biking, horseback riding, and simply enjoying the beauty of the outdoors. Inside, the spacious eat-in kitchen flows into the welcoming family room, where a brick wood-burning fireplace invites cozy evenings together. Large bedrooms provide plenty of space to relax and unwind, while the vaulted sunroom offers the perfect spot to sip your morning coffee and take in the peaceful surroundings. Step outside onto the expansive multi-level deck and enjoy the nature-filled backyardperfect for entertaining, relaxing, or simply listening to the sounds of nature. The partially finished lower level provides additional flexible living space for a recreation room, home office, hobby area, or whatever suits your lifestyle. The primary suite features a private 3-piece bath, and the newer HVAC (2022) adds peace of mind. After nearly five decades of cherished memories, this special home is ready for its next ownerperhaps with you.

ACTIVE

  • Price
  • $ 485,000
  • City
  • Elkton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CECIL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.55 Acres
  • Zip
  • 21921
  • Sqr Footage
  • 2,458
  • Year Built
  • 1979
  • Taxes
  • $ 3167
  • Style
  • Colonial
  • MLS#
  • MDCC2022566
Listed By: Kathleen M Thompson with Keller Williams Real Estate - West Chester - 6103995100;
Data Source: Bright MLS

Features

General

Living Area 2458
Sewer On Site Septic
Heating Heat Pump - Oil BackUp
Cooling Central A/C
Utilities Electric Available,Phone
Possession Immediate
Roof Asphalt
Appliances Built-In Range,Built-In Microwave,Dryer - Electric,Washer,Water Heater - High-Efficiency
Zoning RR
Garage Spaces 2.00
Patio/Porch Features Deck(s),Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CECIL COUNTY PUBLIC SCHOOLS
Year Built 1979
Electric 200+ Amp Service
View Garden/Lawn,Trees/Woods
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility None
County CECIL
New Construction No
Property Type Residential
HOA No
Subdivision Name SURREY RIDGE
Facing Direction North
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Total Rooms 11
Full Baths 2
Status ACTIVE
Directions Rte 273 to left on Singerly Rd to left on Silchester to left on Cambridge Rd
City ELKTON
Disclosures Prop Disclosure
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 23958.00
Tax Assessed Value 300600.0
Tax Annual Amount 3167.0
Home Warranty Y/N No
Property Condition Good,Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 242.26
Acceptable Financing Cash,Conventional,FHA,VA
Additional Parcels Y/N No
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2458
Location Type Adjoins National Park
Standard Status Active
Year Built Source Estimated
Tax Lot 18
Association Recreation Fee No

Interior Features

Interior Amenities Attic/House Fan,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Cedar Closet(s),Carpet,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Eat-In,Pri
Heating Fuel Oil
Basement Partially Finished,Walkout Stairs
Total Fireplaces 1
Fireplace Features Brick,Fireplace - Glass Doors,Wood
Hot Water Electric
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Bay/Bow
Fireplace Y/N Yes
Above Grade Finished Area 2002
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 456
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Sun/Florida Room,Bonus Room
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Gutter System
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Backs - Parkland,Cul-de-sac,Front Yard,Landscaping
Water Source Well
Inclusions Washer/Dryer,Refrigerator,Outdoor furniture,workbench in garage AS IS
Total Parking Spaces 6
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Foundation Details Block
Spa No
Water View Y/N No
Lot Size Acres 0.55
Road Surface Type Black Top
Lot Size Source Estimated
Waterfront Y/N No
Horse Y/N No
Land Assessed Value 120200.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Upper 1
Bonus Room Main
Dining Room Main
Family Room Main Fireplace - Wood Burning
Kitchen Main Countertop(s) - Solid Surface,Flooring - Tile/Brick
Living Room Main
Primary Bedroom Upper 1 Attached Bathroom,Walk-In Closet(s)
Sun/Florida Room Main Cathedral/Vaulted Ceiling,Skylight(s)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/29/2026 Listed $485,000

Property vs Zip Code Average in 21921

Price
AVG $490K
$490K
Taxes
AVG $4,282
$3,167
Year Built
AVG 1974
1979
Visits
AVG 208
49
Data Provided by Inside Real Estate®

Areas That We Cover

98 Cambridge Road Elkton, MD is a Single Family Home for sale at $485000 with 2458 sqft and a lot size of 0.55 Acres Acre(s). 98 Cambridge Road Elkton has 4 bedrooms, 2 baths and was built in 1979. The property's zip code is 21921 which is in Elkton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lexi Howard

Lexi Howard

443-417-5603

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